Private money loans across the U.S.
GIREC connects real estate investors with private money lenders (PMLs) offering gap funding, 1st and 2nd lien positions, and fix & flip capital across 13 states. We’re not a lender — we’re the bridge between investors seeking capital and lenders seeking solid opportunities. Submit your deal once and we’ll match it to lenders active in your market.
What is private money lending?
A private money loan is real estate financing from a private lender — an individual or fund — rather than a bank. Because terms are negotiated deal by deal, private money moves faster and flexes further than conventional financing: it’s underwritten on the deal and the equity, not just your W-2.
That speed is the point. Fix & flip acquisitions, gap shortfalls, and bridge situations run on contract deadlines that banks can’t hit. The trade-off is that every private lender has their own appetite — positions they’ll take, projects they’ll fund, markets they know. Matching the deal to the right lender is the whole game, and it’s the part GIREC does for you.
Do we have lenders in your state?
Our private money network is active in 13 states and growing. Search yours — if we cover it, submit your deal and we’ll go to work.
Private money lending by state
Have a deal that needs private money?
Submit it once. We’ll match it to gap, lien position, and fix & flip lenders active in your market.