Private Money Lender Terms · Texas

Private money lenders in Texas.

GIREC's private money network is active in Texas, serving Dallas–Fort Worth, Houston, Austin, and San Antonio. Below are 3 sample lender term summaries currently available for gap funding, lien-position, and fix & flip deals in the state. Submit your deal and we'll match it to the most suitable option.

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Important Disclaimer

The lender terms shown on this page are general summaries and may change at any time. They do not represent a guaranteed approval, commitment to lend, or final loan offer. Submit your deal anyway if it doesn't match exactly — our lender network is continuously growing.

GIREC

PML Terms

PML Option 2

AZ · KY · MO · OH · OR · TN · TX · WA

Lien position

1st & 2nd with collateral

LTV / LTC / ARV

70% CLTV

Term length

10–12 months + extensions

Fix & flips, commercial, creative finance, rentals/BRRRR, cash-out refi, probates, small business seed capital. No credit/income verification. No 3rd party appraisals. Close in 10 days or less.

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GIREC

PML Terms

PML Option 5

Nationwide — land only

Lien position

1st lien, land only

LTV / LTC / ARV

Under 50%

Term length

12 months

Land deals only — price of property does not matter. Lots above 5,000 sqft. Signed PSA required. No wetlands, flood zones, or HOA.