Private Money Lender Terms · Kentucky

Private money lenders in Kentucky.

GIREC's private money network is active in Kentucky, serving Louisville and Lexington. Below are 3 sample lender term summaries currently available for gap funding, lien-position, and fix & flip deals in the state. Submit your deal and we'll match it to the most suitable option.

Submit Your Deal See All States →

Important Disclaimer

The lender terms shown on this page are general summaries and may change at any time. They do not represent a guaranteed approval, commitment to lend, or final loan offer. Submit your deal anyway if it doesn't match exactly — our lender network is continuously growing.

GIREC

PML Terms

PML Option 2

AZ · KY · MO · OH · OR · TN · TX · WA

Lien position

1st & 2nd with collateral

LTV / LTC / ARV

70% CLTV

Term length

10–12 months + extensions

Fix & flips, commercial, creative finance, rentals/BRRRR, cash-out refi, probates, small business seed capital. No credit/income verification. No 3rd party appraisals. Close in 10 days or less.

Submit Your Deal for This Option →

GIREC

PML Terms

PML Option 3

All states except TX

Lien position

2nd

LTV / LTC / ARV

Max 80% of ARV

Term length

6 months

Loan amounts $20k–$100k. Above $100k requires experience in the area, cross collateral, and liquid personal assets. Minimal permitting / small rehabs preferred. 25%–30% cash on cash return.

Submit Your Deal for This Option →

GIREC

PML Terms

PML Option 5

Nationwide — land only

Lien position

1st lien, land only

LTV / LTC / ARV

Under 50%

Term length

12 months

Land deals only — price of property does not matter. Lots above 5,000 sqft. Signed PSA required. No wetlands, flood zones, or HOA.