Private Money Lender Terms · Florida

Private money lenders in Florida.

GIREC's private money network is active in Florida, serving Miami, Tampa, Orlando, and Jacksonville. Below are 3 sample lender term summaries currently available for gap funding, lien-position, and fix & flip deals in the state. Submit your deal and we'll match it to the most suitable option.

Important Disclaimer

The lender terms shown on this page are general summaries and may change at any time. They do not represent a guaranteed approval, commitment to lend, or final loan offer. Submit your deal anyway if it doesn't match exactly — our lender network is continuously growing.

GIREC
PML Terms
PML Option 3
All states except TX
Lien position
2nd
LTV / LTC / ARV
Max 80% of ARV
Term length
6 months
Loan amounts $20k–$100k. Above $100k requires experience in the area, cross collateral, and liquid personal assets. Minimal permitting / small rehabs preferred. 25%–30% cash on cash return.
GIREC
PML Terms
PML Option 5
Nationwide — land only
Lien position
1st lien, land only
LTV / LTC / ARV
Under 50%
Term length
12 months
Land deals only — price of property does not matter. Lots above 5,000 sqft. Signed PSA required. No wetlands, flood zones, or HOA.
GIREC
PML Terms
PML Option 8
Florida
Lien position
1st
LTV / LTC / ARV
Under 65%, max 75%
Term length
Not listed
Bridge, construction, DSCR, cash-out/refi. 100% purchase and rehab financing with cross collateral. Florida-based lender.
Term summaries only. GIREC does not publish lender names or contact details. All terms are subject to change and lender underwriting.
Other Covered States

Have a Florida deal that needs private money?

Submit it once. We’ll match it to gap, lien position, and fix & flip lenders active in Florida.